Fitch

Strong Level of Capitalisation at BIL and Group Level
"BIL (Brit Insurance Limited) remins strongly capitalised and benefits from the strength of its own resources, the allocated capital held at parent company level and also from greater capital levels elsewhere in the group."

Prudent Reserving Strategy Enabling Reserve Releases
"Fitch believes that BIL has a prudent policy of reserving, particulary for most recent years with the greatest uncertainty of result. The agency expects that the company will continue to reserve on a prudent basis and will not materially weaken its reserving approach."

Diversification Through Three Strategic Business Units
"BIL operates through three strategic business units shared with the BIH group: Global Markets, Reinsurance and the UK. These provide the company with complimentary income streams that can mitigate the effects of a soft cycle in one of three units."

Download the 2008 Fitch report

"In A.M. Best's opinion, BIL has an excellent market profile enhanced by a well diversified book of business in terms of its product range and geographical spread. It continues to strengthen its brand within the market through the growth of the distribution outlets, by developing and maintaining existing broker networks and expanding its e-trading capabilities for smaller commercial and personal lines risks..."

Download the 2008 A.M. Best report